Deposit
Deposits Interest Rates
1
Deposits : - 30 Days to 45 Days
Interest Rate (%) : - 3.50
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2
Deposits : - 46 Days to 90 Days
Interest Rate (%) : - 04.00
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3
Deposits : - 91 Days to 180 Days
Interest Rate (%) : - 06.00
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4
Deposits : - 181 Days to below 12 Months
Interest Rate (%) : - 07.00
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5
Deposits : - 13 Months to below 24 Months
Interest Rate (%) : - 07.50
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6
Deposits : - 25 Months to above
Interest Rate (%) : - 08.00
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Loans / Advances
1
Loans : - Housing Loan
Period (In Month) : - Up to 240 Months
Interest Rate(%) : - 09.50
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2
Loans : - Higher Purchase
Period (In Month) : - 36 to 60 Months
Interest Rate(%) : - 12.00
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4
Loans : - Higher Purchase
Period (In Month) : - 36 to 60 Months
Interest Rate(%) : - 12.00
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5
Loans : - Two Wheeler Loan up to Rs.1.00 Lac.
Period (In Month) : - 36 Months
Interest Rate(%) : - 14.00
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6
Loans : - Cash Credit
Period (In Month) : - 12 Months
Interest Rate(%) : - 13.00
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7
Loans : - Gold Loan
Period (In Month) : - 12 Months
Interest Rate(%) : - 9.00
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8
Loans : - Agriculture Allied
Period (In Month) : - 36 to 84 Months
Interest Rate(%) : - 14.00
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9
Loans : - Personal
Period (In Month) : - 36 Months
Interest Rate(%) : - 15.00
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10
Loans : - Overdraft
Period (In Month) : - 12 Months
Interest Rate(%) : - 15.00
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11
Loans : - Loan Ag Pigmi Deposit
Period (In Month) : - 12 to 24 Months
Interest Rate(%) : - 15.00
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12
Loans : - Wear House
Period (In Month) : - 12 Months
Interest Rate(%) : - 12.00
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13
Loans : - Government Debt Securities
Period (In Month) : - 12 Months
Interest Rate(%) : - 12.00
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15
Loans : - Deposit Loan
Period (In Month) : - --
Interest Rate(%) : - extra 02.00% on deposit loan
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Senior citizens and organizations have a 1⁄2 % higher interest rate on fixed deposits
According to the new criteria of Reserve Bank of India, interest rate on savings deposits is 3% daily
1% higher interest rates on above Rs.15.00 lac loan.
